{"id":1998,"date":"2023-05-11T23:40:19","date_gmt":"2023-05-11T23:40:19","guid":{"rendered":"https:\/\/blog.villages.com.au\/?p=1998"},"modified":"2023-05-11T23:40:20","modified_gmt":"2023-05-11T23:40:20","slug":"the-tools-needed-to-achieve-a-comfortable-retirement","status":"publish","type":"post","link":"https:\/\/blog.villages.com.au\/lifestyle\/the-tools-needed-to-achieve-a-comfortable-retirement\/","title":{"rendered":"The tools needed to achieve a comfortable retirement"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1998\" class=\"elementor elementor-1998\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f657443 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f657443\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2bcc734\" data-id=\"2bcc734\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7a00d35 elementor-drop-cap-yes elementor-drop-cap-view-stacked elementor-widget elementor-widget-text-editor\" data-id=\"7a00d35\" data-element_type=\"widget\" data-settings=\"{&quot;drop_cap&quot;:&quot;yes&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.15.0 - 20-08-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>E<strong>ven if most people are thinking of retirement, almost half of them either have no plans, or no formalised plan, in place for their retirement.<\/strong><\/p><p>Of course, retirement means different things to everyone. It may be a definite point in time when you stop work, and begin a new phase of life. Or it may be a gradual process where you vary working hours as your priorities shift or you might decide to leave employment and return to part-time work later.<\/p><p><strong>However, there are a lot of benefits of making a retirement plan.<\/strong><\/p><p>Firstly, find out when and how to access your super, then explore your retirement income options.<\/p><h5><strong>Main options are:<\/strong><\/h5><ul><li>an account-based pension<\/li><li>an annuity<\/li><li>a lump sum, or<\/li><li>a combination of these.<\/li><\/ul><p>Or consider a transition to retirement strategy.<\/p><p>Check if you&#8217;re eligible for the Age Pension, government benefits or seniors\u2019 concessions. See how tax on retirement income works and where to get help if you need it.<\/p><p>Weigh up the pros and cons if you\u2019re considering rightsizing your home, or a reverse mortgage or home equity release product.<\/p><blockquote><p>Equip Super ed insights from internal member research and primary market research of nearly 6,000 Australians, and discovered that members are thinking about retirement, but are not sure how to get there.<\/p><\/blockquote><p>Superannuation fund, Equip Super, has launched The Next Chapter, a multi-platform campaign designed to educate Australians on how they can equip themselves today with the education and tools needed to achieve a comfortable retirement.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Even if most people are thinking of retirement, almost half of them either have no plans, or no formalised plan, in place for their retirement. Of course, retirement means different things to everyone. It may be a definite point in time when you stop work,&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","om_disable_all_campaigns":false,"_mi_skip_tracking":false,"footnotes":""},"categories":[72,18,70],"tags":[101,95],"class_list":["post-1998","post","type-post","status-publish","format-standard","hentry","category-health","category-lifestyle","category-retirement","tag-health","tag-tips"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.villages.com.au/blog\/wp-json\/wp\/v2\/posts\/1998","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.villages.com.au/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.villages.com.au/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.villages.com.au/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.villages.com.au/blog\/wp-json\/wp\/v2\/comments?post=1998"}],"version-history":[{"count":5,"href":"https:\/\/www.villages.com.au/blog\/wp-json\/wp\/v2\/posts\/1998\/revisions"}],"predecessor-version":[{"id":2007,"href":"https:\/\/www.villages.com.au/blog\/wp-json\/wp\/v2\/posts\/1998\/revisions\/2007"}],"wp:attachment":[{"href":"https:\/\/www.villages.com.au/blog\/wp-json\/wp\/v2\/media?parent=1998"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.villages.com.au/blog\/wp-json\/wp\/v2\/categories?post=1998"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.villages.com.au/blog\/wp-json\/wp\/v2\/tags?post=1998"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}