{"id":1032,"date":"2022-09-10T03:44:14","date_gmt":"2022-09-10T03:44:14","guid":{"rendered":"https:\/\/villages.com.au\/?p=1032"},"modified":"2022-09-21T03:31:17","modified_gmt":"2022-09-21T03:31:17","slug":"three-retirement-planning-tips-for-a-great-retirement","status":"publish","type":"post","link":"https:\/\/blog.villages.com.au\/lifestyle\/three-retirement-planning-tips-for-a-great-retirement\/","title":{"rendered":"Three retirement planning tips for a great retirement"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1032\" class=\"elementor elementor-1032\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-98ac44b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"98ac44b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5304cd0\" data-id=\"5304cd0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-484644a elementor-drop-cap-yes elementor-drop-cap-view-stacked elementor-widget elementor-widget-text-editor\" data-id=\"484644a\" data-element_type=\"widget\" data-settings=\"{&quot;drop_cap&quot;:&quot;yes&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.15.0 - 20-08-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>F<strong>or a lot of older Australians, retirement planning is equal parts exciting and scary. There\u2019s <em>a lot <\/em>to do, spanning all areas of life. It\u2019s easy to see why people put it off.<\/strong><\/p>\n<p>Our team has put together three top retirement tips to empower you to start thinking about, and preparing for, your golden years.<\/p><p><br><\/p>\n<h2><strong>Retirement planning tip 1: think about where you <em>actually want<\/em> to live<\/strong><\/h2>\n<p><strong><em>Where do I want to live?<\/em><\/strong><\/p>\n<p>Yes, we know it\u2019s a big, scary question. However, when it comes to retirement planning, it\u2019s one of the first questions you should be asking.<\/p>\n<p>You need to <strong>consider the location<\/strong> where you will retire and the sort of accommodation you want to live in. Analyse your situation and think about the things you find most important. This might be being close to family, amenities or nature.<\/p><p><br><\/p>\n<h2><strong>Retirement planning tip 2: keep on top of your health<\/strong><\/h2>\n<p>Not only is poor health expensive, but it can seriously detract from your quality of life. <strong>Taking care of yourself <em>now<\/em> improves your chances of living with excellent health in retirement<\/strong>.<\/p>\n<p>It\u2019s recommended people in their 60s have the following tests:<\/p>\n<table>\n<tbody>\n<tr>\n<td><strong>Regularly<\/strong><\/td>\n<td><strong>Once a year<\/strong><\/td>\n<td><strong>Every two years<\/strong><\/td>\n<td><strong>Every 3-5 years<\/strong><\/td>\n<\/tr>\n<tr>\n<td>\n<ul>\n<li>Skin cancer checks<\/li>\n<li>Fall assessment (over 65)<\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li>Osteoporosis risk assessment<\/li>\n<li>Dental check-up<\/li>\n<li>A flu vaccination (over 65)<\/li>\n<li>Hearing test (over 65)<\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li>Heart disease risk assessment<\/li>\n<li>Blood pressure check<\/li>\n<li>Mammogram (women)<\/li>\n<li>Prostate check (men)<\/li>\n<li>Bowel cancer check<\/li>\n<li>Eye test<\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li>Blood glucose test<\/li>\n<li>Cholesterol and lipids check<\/li>\n<li>Cervical screening test (women)<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Remember, this is intended as a starting point and may, or may not, be relevant for you. Be sure to <strong>speak with your GP<\/strong>!<\/p><p><br><\/p>\n<h2><strong>Retirement planning tip 3: put together a to-do list<\/strong><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-full wp-image-1252\" src=\"http:\/\/www.getstaged.co\/site_1\/wp-content\/uploads\/2022\/09\/glenn-carstens-peters-RLw-UC03Gwc-unsplash.png\" alt=\"\" width=\"350\" height=\"233\">As we mentioned earlier, getting your ducks in a row for retirement can be overwhelming. There\u2019s a lot to do \u2013 from creating or updating your will, making long-term health care plans, and securing your finances.<\/p>\n<p>The <strong>checklist below covers key retirement tasks<\/strong>. It sorts them into three categories: legal, financial, and medical.<\/p>\n<h3>\u2014 Legal<\/h3>\n<ul>\n<li>Ensure you have a will, and that it is up to date<\/li>\n<li>Appoint a Power of Attorney<\/li>\n<li>Appoint an Enduring Guardian (if applicable)<\/li>\n<\/ul>\n<h3>\u2014 Finances<\/h3>\n<ul>\n<li>Put together a retirement budget<\/li>\n<li>Check to see if you are eligible for government payments<\/li>\n<li>Check for lost super and consolidate super accounts (if applicable)<\/li>\n<\/ul>\n<h3>\u2014 Medical<\/h3>\n<ul>\n<li>Put together an Advance Care Directive<\/li>\n<\/ul><div><br><\/div>\n<h2>Still confused?<\/h2>\n<p>For a checklist custom-made to your needs, we recommend <strong><a href=\"https:\/\/www.yourconcierge101.com.au\/\" target=\"_blank\" rel=\"noopener\">YourConcierge101&#8217;s Tailored Toolkit<\/a>.<\/strong><\/p>\n<p>Tailored Toolkit is a <strong>free online tool that guides you step by step<\/strong>&nbsp;through the process of preparing for your retirement. Through a series of multiple-choice questions, we will determine your needs and put together a<strong> personalised resource<\/strong> to guide you.<\/p>\n\n\t\t<!--HubSpot Call-to-Action Code -->\n\t\t<span class=\"hs-cta-wrapper\" id=\"hs-cta-wrapper-bcd97ea9-8a05-4ac1-be1f-40823d630bbc\">\n\t\t<span class=\"hs-cta-node hs-cta-bcd97ea9-8a05-4ac1-be1f-40823d630bbc\" id=\"bcd97ea9-8a05-4ac1-be1f-40823d630bbc\">\n\t\t<!--[if lte IE 8]>\n\t\t<div id=\"hs-cta-ie-element\"><\/div>\n\t\t<![endif]-->\n\t\t<a href=\"https:\/\/cta-redirect.hubspot.com\/cta\/redirect\/21150930\/bcd97ea9-8a05-4ac1-be1f-40823d630bbc\" >\n\t\t<img decoding=\"async\" class=\"hs-cta-img\" id=\"hs-cta-img-bcd97ea9-8a05-4ac1-be1f-40823d630bbc\" style=\"border-width:0px;\" src=\"https:\/\/no-cache.hubspot.com\/cta\/default\/21150930\/bcd97ea9-8a05-4ac1-be1f-40823d630bbc.png\"  alt=\"New call-to-action\"\/>\n\t\t<\/a>\n\t\t<\/span>\n\t\t<script charset=\"utf-8\" src=\"\/\/js.hubspot.com\/cta\/current.js\"><\/script>\n\t\t<script type=\"text\/javascript\">\n\t\thbspt.cta.load(21150930, 'bcd97ea9-8a05-4ac1-be1f-40823d630bbc', {});\n\t\t<\/script>\n\t\t<\/span>\n\t\t<!-- end HubSpot Call-to-Action Code -->\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Planning for retirement can be equal parts exciting and scary. Our team has put together three tips to empower you to start planning your best retirement today.  <\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","om_disable_all_campaigns":false,"_mi_skip_tracking":false,"footnotes":""},"categories":[18],"tags":[96,77,80,94,83,95],"class_list":["post-1032","post","type-post","status-publish","format-standard","hentry","category-lifestyle","tag-checklist","tag-financial-advice","tag-legal-advice","tag-medical","tag-retirement-villages","tag-tips"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.villages.com.au/blog\/wp-json\/wp\/v2\/posts\/1032","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.villages.com.au/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.villages.com.au/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.villages.com.au/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.villages.com.au/blog\/wp-json\/wp\/v2\/comments?post=1032"}],"version-history":[{"count":13,"href":"https:\/\/www.villages.com.au/blog\/wp-json\/wp\/v2\/posts\/1032\/revisions"}],"predecessor-version":[{"id":1351,"href":"https:\/\/www.villages.com.au/blog\/wp-json\/wp\/v2\/posts\/1032\/revisions\/1351"}],"wp:attachment":[{"href":"https:\/\/www.villages.com.au/blog\/wp-json\/wp\/v2\/media?parent=1032"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.villages.com.au/blog\/wp-json\/wp\/v2\/categories?post=1032"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.villages.com.au/blog\/wp-json\/wp\/v2\/tags?post=1032"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}