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Lifestyle

People may wake up earlier as they get older 

As people age, their bodies alter both internally and externally as their brain and nervous system go through natural changes. This is a major factor behind the sleep changes that come later in life, and yes, many people reaching retirement tend to wake up earlier….

Money, Retirement

Did you know that you don’t own your super assets? 

For many people approaching retirement, superannuation is their second biggest asset after the family home. But what happens if you pass away before using all of your superannuation? Most people think if they have made a valid Will, it governs all the personal assets you…