If you’re dreaming of the ultimate seaside lifestyle, IRT Harbourside Retirement Village in beautiful Kiama, NSW, could be just the place for you. With the harbour right on your doorstep and everything from cafés and restaurants to shops and transport just a short stroll away, it’s easy to see why this coastal town is so loved.

The low-rise apartments are filled with natural light thanks to a stunning glass-roofed atrium, and every home is designed to soak up the incredible waterside views. Whether you’re enjoying the scenery, catching up with neighbours in the modern communal spaces, or entertaining loved ones at home, you’ll feel right at ease here.

Some other features you can come to expect at our community include:

• Social activities such as communal BBQs

• Reading in the resident lounge

•  Additional support and Home Care services, if needed

• A charming and vibrant environment, integrated with modern amenities.
  

IRT Retirement Villages: Locations, Costs, Services & Living Options

IRT (Illawarra Retirement Trust) is one of Australia's largest not-for-profit providers of retirement living, home care and aged care services. Operating across New South Wales, the ACT and Queensland, IRT retirement villages are designed to help older Australians enjoy an active, independent and connected lifestyle while providing access to support services if needs change over time.

About IRT

Founded in 1969, IRT has spent more than five decades supporting older Australians through retirement living, aged care and home care services. As a not-for-profit organisation, IRT reinvests its resources into improving services, facilities and resident experiences rather than distributing profits to shareholders.

IRT at a Glance

For many retirees, IRT's integrated approach to retirement living and care provides peace of mind, knowing additional support may be available if circumstances change.

Where Does IRT Operate?

IRT retirement villages are located across some of Australia's most sought-after retirement destinations.

New South Wales Retirement Villages

IRT has a strong presence throughout NSW, including communities in:

• Wollongong and the Illawarra

• Shellharbour

• Shoalhaven

• Batemans Bay

• Eurobodalla region

• Port Macquarie

• Mid North Coast

• Sydney metropolitan areas

• South Coast communities

These locations offer a mix of coastal, regional and metropolitan lifestyle options.

ACT Retirement Villages

IRT also operates retirement living communities within Canberra and surrounding ACT regions, providing retirement options close to healthcare services, shopping precincts and community facilities.

Queensland Retirement Villages

Queensland communities provide opportunities for retirees seeking a warmer climate and relaxed lifestyle, with locations in selected coastal and regional areas.

Visitors to villages.com.au can browse available IRT villages by location, compare amenities and enquire directly with individual communities.

What Types of Retirement Living Does IRT Offer?

IRT retirement villages cater to a range of lifestyles and preferences.

Independent Living Units

Many IRT communities offer:

• Villas

• Apartments

• Units

• Low-maintenance homes

These residences are designed for people who want to maintain their independence while enjoying the benefits of community living.

Retirement Communities

Residents can enjoy:

• Like-minded neighbours

• Organised social activities

• Shared facilities

• Community events

• Lifestyle programs

Many retirees find that retirement village living helps reduce isolation while creating opportunities for new friendships and hobbies.

Continuum of Care

One of IRT's key strengths is its broader service network.

Depending on location and eligibility, residents may be able to access:

• Home care services

• Health and wellbeing programs

• Residential aged care services

• Additional support as care needs change

Living Options Comparison

Key Features and Amenities at IRT Villages

Facilities vary between locations, but many IRT villages offer a range of lifestyle and wellbeing amenities.

Community and Social Activities

Residents may enjoy:

• Social clubs

• Community gatherings

• Exercise groups

• Hobby groups

• Special events and celebrations

Health and Wellbeing Programs

Many communities support healthy ageing through:

• Wellness activities

• Fitness opportunities

• Visiting health professionals

• Community health initiatives

Lifestyle Amenities

Depending on the village, amenities may include:

• Community centres

• Libraries

• Landscaped gardens

• Walking paths

• BBQ and outdoor entertaining areas

• Resident lounges

These facilities help create a vibrant and welcoming environment for residents.

What Does It Cost to Live in an IRT Retirement Village?

Understanding retirement village costs is an important part of comparing communities.

Costs vary between villages, home types and contract arrangements, but may include:

Entry Costs

The purchase price or ingoing contribution required to secure a home within the village.

Ongoing Fees

Regular village fees typically contribute towards:

• Community maintenance

• Gardening of common areas

• Building upkeep

• Village management

Utilities

Residents are generally responsible for their own utility usage, such as electricity, internet and phone services.

Exit Fees

Some retirement village contracts include deferred management fees or exit fees when residents leave the community.

Retirement Village Costs Overview

Before committing to any retirement village, it's important to seek independent financial and legal advice and carefully review the village contract.

Who Is an IRT Retirement Village Suitable For?

Active Retirees

People looking to maintain independence while enjoying social opportunities and community living.

Downsizers

Homeowners wanting to reduce maintenance responsibilities and simplify their lifestyle.

Couples

Couples seeking a secure and supportive environment with access to shared amenities and activities.

Future Care Planners

Retirees who value having access to home care or aged care services should their needs change over time.

Benefits of Choosing a Not-for-Profit Retirement Operator

Many Australians specifically look for not-for-profit retirement village operators because they may offer:

• A community-focused approach

• Reinvestment into services and facilities

• Long-term commitment to resident wellbeing

• Strong values and governance

• Integrated care and support services

While every retirement village should be assessed on its own merits, some retirees appreciate the mission-driven focus of not-for-profit organisations.

How to Choose the Right IRT Village

When comparing retirement villages, consider:

1. Location and proximity to family

2. Available facilities and amenities

3. Home types and floorplans

4. Ongoing fees and costs

5. Access to healthcare services

6. Community culture and social activities

7. Future support options

8. Contract terms and conditions

Whenever possible, visit the village in person and speak with current residents about their experiences.

What should I ask before moving into a retirement village?

Important questions include:

• What are the ongoing fees?

• Are there exit fees?

• What facilities are available?

• What support services can be accessed?

• What are the contract terms?

Why Consider IRT?

IRT's combination of retirement living, home care and aged care services makes it one of Australia's most recognised retirement living providers. For retirees seeking an established, not-for-profit operator with communities across NSW, ACT and Queensland, IRT offers a range of lifestyle-focused retirement villages designed to support independence, connection and wellbeing.

Explore IRT Retirement Villages

Looking for an IRT retirement village near you? Browse available IRT communities on villages.com.au to compare locations, view homes for sale, request brochures and enquire directly with village representatives.

View all villages and aged care facilities of IRT